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The best moisturisers with SPF for everyday wear

The best moisturisers with SPF for everyday wear

Finding a skincare routine that meets your skin’s every need can be challenging – especially with so many great products out there. Especially if you suffer from dry skin, moisturisers are a key stage of your skincare routine to improve skin hydration and help soothe sensitive skin. But it’s not just the type of skincare product you use; look for their active ingredients and SPF level. Even on cloudy or rainy days, harmful UV rays are still present and can be damaging to your skin, so consider choosing a moisturiser with SPF to help prevent premature ageing.

In this guide, we’ll explore the best SPF moisturisers, looking at their benefits for different skin types, and features of our top picks for moisturisers with SPF as their hero ingredient.

What are the benefits of using a moisturiser with SPF?

Combining your daily moisturiser with an SPF is a great way to protect your skin from the sun while also simplifying your skincare routine.

Let’s take a look at some of the key benefits of choosing a moisturiser with SPF:

  • Daily sun protection
  • Fights harmful UV damage
  • Saves time and reduces the number of skin products
  • Makes it easier to use a daily SPF

Though there are many advantages to using an SPF moisturiser, some may also want to consider the potential downsides. Compared to other products, such as facial sunscreens, moisturisers with SPF may not be as strong. Often, SPF moisturisers tend to max out around SPF 30, whereas facial sunscreens can offer much higher protection for those with fair skin.

Formulating a moisturiser with SPF also usually results in a thicker consistency, which may prove unsuitable for those with oily or acne-prone skin. Make sure to consider what your skin needs when choosing a moisturiser.

Benefits When to use
Facial sunscreens
  • Ideal for warmer climates such as holidays in direct sunlight
  • Offer strong protection with higher SPF ratings
Best for reapplying throughout the summer months or if you are in direct sunlight for extended periods.
Moisturisers with SPF
  • Convenient as they combine two essential skincare steps into one
  • Perfect for everyday wear
  • Hydrating and helps moisturise dry skin
Best for daily use during mild weather, and to be used under makeup.

What ingredients should you look for when choosing a moisturiser with SPF?

When choosing a sunscreen type, it’s important to consider certain qualities and what will be the best for your skin. There are two main types of sunscreens:

  • Mineral sunscreen: Mineral-based (or physical) sunscreens, such as those with titanium dioxide or zinc oxide, provide a physical barrier that reflects UV rays. Physical sunscreens are ideal for all skin types and conditions. Shop the IMAGE Pure Mineral Hydrating Moisturiser SPF 30 here.
  • Chemical sunscreen: Chemical sunscreens, which include ingredients like avobenzone, octinoxate, and oxybenzone, absorb UV radiation and convert it into heat, which is then released from the skin. We favour this less noticeable sunscreen type due to its lightweight nature and hydrating qualities. Shop the Dermalogica PowerBright Moisturiser SPF50 here.

After selecting a sunscreen type, look for other helpful ingredients that will complement the SPF, keeping your skin hydrated and healthy. Here are our hero ingredients to look for:

  • Hyaluronic acid: A powerful hydrator, hyaluronic acid is a popular ingredient in many skincare products and helps lock moisture into the skin. Hyaluronic acid moisturisers are particularly useful for dry or dehydrated skin. Shop the Hello Sunday Face Moisturiser SPF50 here.
  • Vitamin C: This antioxidant can help brighten the skin and protect against free radical damage, as well as UV damage when combined with SPF. For a vitamin C moisturiser with SPF, shop the Murad Essential-C Day Moisturiser SPF30 here.
  • Glycerin: An excellent hydrator, glycerin moisturisers help maintain the skin’s moisture levels without making it greasy, ideal for those with oily skin. This natural moisturiser is a star ingredient in many skincare products. Shop the Bioderma Pigmentbio Moisturiser SPF50+ here.
  • Niacinamide: Combining niacinamide with SPF is a great way to help reduce redness and other inflammation. Niacinamide moisturisers help soothe the skin and improve the barrier function. Shop the La Roche-Posay Anti-Dark Spots Moisturiser SPF30 here.

The best daily SPF moisturisers for all skin types

If you are looking for the perfect all-rounder moisturiser that combines hero ingredients and SPF, browse our top picks with their benefits below:

Ella & Jo Plump & Protect Hydrating Day Cream SPF30 50ml

Here at Meaghers, Ella & Jo are one of our favourites! Their SPF moisturisers are designed with daily use in mind, and provide good hydration with built-in protection against harmful UV rays. Consider starting the day with Ella & Jo’s Plump & Protect moisturiser – a day cream filled with protective and hydrating ingredients, suitable for all skin types.

Consider pairing this with the Ella & Jo Relax & Renew Night Cream – helping to lock in moisture and rejuvenate the skin.

Key ingredients:
  • Glycerin
  • Hyaluronic acid
  • Ceramide complex (NP, AP, and EOP)
  • Xanthan gum
  • Resveratrol
  • Propanediol
  • Octocrylene (UVB filter)
Why We Love It :
  • Suitable for all skin types
  • SPF30
  • Contains comprehensive protection against UVA, UVB, pollution and anti-blue light
  • Helps prevent premature ageing and wrinkles
  • Contains a complex of ceramides to help restore the skin barrier and enhance moisture
Possible Downsides:
  • Certain sunscreen ingredients, like octocrylene can cause irritation, particularly for sensitive skin
Ella & Jo Plump & Protect Hydrating Day Cream SPF30 50ml

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Skingredients Skin Shield Moisturising and Primer SPF50 73ml

Skingredients skin care products are designed with all skin types in mind. Their multi award-winning skincare products include serums, cleansers, and of course moisturisers which, with certain active ingredients, target problem facial areas.

To protect and hydrate your skin, consider their Skin Shield Moisturiser and Primer, with a high SPF level 50. This lightweight texture sits perfectly underneath makeup, protecting your skin from damaging UVA and UVB rays.

Skingredients Skin Shield Moisturising and Priming SPF 50 PA+++
Key Ingredients:
  • Niacinamide
  • Tocopherol
  • Zinc Oxide
  • Propanediol
  • Vitamin E
  • Allantoin (moisturiser)
Why We Love It :
  • Suitable for all skin types
  • SPF50
  • Lightweight texture
  • Protects skin from damaging UVA, UVB and blue light rays
Possible Downsides:
  • Recommended to be reapplied every 2 hours, which may be a problem for those out and about

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La Roche Posay Anthelios Hydrating Suncream SPF50+ 50ml

With over 30 years of experience in the beauty industry, La Roche-Posay has a wide range of skincare products, formulated for sensitive skin. These highly effective products include patented active and naturally soothing ingredients to keep the skin hydrated.

Part of the Anthelios collection, the Hydrating Suncream (SPF50+) is a perfect combination of UV protection and a moisturiser, with an ultra-comfortable and lightweight formula. Find out more about La Roche-Posay Anthelios here.

La Roche Posay Anthelios UVMune 400 Hydrating Suncream SPF50+ 50ml
                            by La Roche-Posay
Key Ingredients:
  • Glycerin

  • Octocrylene

  • Silica

  • Pentylene Glycol (moisturiser)

  • Avobenzone

Why We Love It :
  • SPF50
  • Suitable for all skin types, including sensitive skin
  • Ultra-comfortable cream formula
  • Hydrating and moisturising cream
  • La Roche-Posay's ultimate protection against UVB and UVA rays
Possible Downsides:
  • May affect skin that is extremely sensitive with reapplying

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The best SPF moisturisers for dry skin

Dry skin types require more hydration, so when choosing an SPF moisturiser, look for ingredients like hyaluronic acid, squalane, and ceramides to lock in moisture while protecting from the sun.

Here’s our top picks for a SPF moisturiser to help soothe dry skin:

CeraVe Facial Moisturising Lotion SPF30 52ml

CeraVe is known for its focus on skincare products that are dermatologically developed and enriched with three essential ceramides.

Their Facial Moisturising AM Lotion is a fantastic option for dry skin, thanks to its ceramide-rich formula that helps restore the skin’s barrier. It’s lightweight, non-greasy, and includes both SPF 30 and niacinamide for added skin benefits.

CeraVe Facial Moisturising Lotion AM SPF 30 52ml
Key Ingredients:
  • Glycerin

  • Niacinamide (vitamin B3)

  • Ceramide complex (NP, AP, and EOP)

  • Hyaluronic acid

  • Tocopherol (vitamin E)

  • Avobenzone (sunscreen)

  • Octocrylene

Why We Love It :
  • SPF30
  • Lightweight, non-greasy and non-sticky formula
  • Hydrates the skin up to 24 hours
  • Developed and recommended by dermatologists
Possible Downsides:
  • Contains octinoxate, a chemical sunscreen ingredient, which may not be suitable for sensitive or reactive skin types

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Rosalique 3 in 1 Anti-Redness Cream SPF50 30ml

Rosalique’s Anti-Redness Cream is an excellent choice if you suffer from redness or rosacea. Not only does it provide sun protection with SPF 50, but its soothing ingredients help calm irritation, making it ideal for sensitive or reactive skin types.

Rosalique 3 in 1 Anti Redness Miracle Formula SPF50 30ml
Key Ingredients:
  • Glycerin

  • Bisabolol

  • Octocrylene

  • Panthenol

  • Avobenzone (sunscreen)

  • Titanium dioxide (sunscreen and colourant)

  • Shea butter

Why We Love It :
  • Instantly conceals redness
  • Protects the skin from harmful UVA and UVB rays
  • Contains bisabolol, which is a great soothing active ingredient
  • Reduces symptoms associated with redness, such as irritation
Possible Downsides:
  • Contains titanium dioxide which is a strong physical sunscreen. Suncare products with this may be hard to spread on the skin

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SPF moisturisers for oily, acne-prone skin

Finding the right SPF moisturiser can be tricky for those with oily or acne-prone skin. You’ll want a lightweight, non-comedogenic, and mattifying product, which offers sufficient protection against sun damage. Read our guide on the best moisturisers for acne-prone skin here.

Look for moisturisers with active ingredients including niacinamide, retinol, squalane, and salicylic acid.

La Roche-Posay Effaclar Duo+ SPF30 40ml

Another La Roche-Posay entry! Their Effaclar Duo moisturiser contains SPF30, which is specifically formulated for oily and acne-prone skin types. This dual-action daily gel moisturiser minimises the appearance of spots and blackheads, controls shine and reduces inflammation, all while protecting the skin against UVA, UVB, and pollution.

La Roche Posay Effaclar Duo+ SPF30 40ml
Key Ingredients:
  • Octocrylene/p>

  • Glycerin

  • Niacinamide

  • Zinc (antioxidant)

  • Mannose (moisturiser)

  • Carnosine

  • Salicylic acid

Why We Love It :
  • SPF30
  • Protects against UVA & UVB rays
  • Minimises spots and blackheads
  • Suitable for oily and acne-prone skin types
Possible Downsides:
  • Contains parfum (or fragrance), which may be an issue for those with sensitive skin

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Frequently asked questions

What is the recommended SPF level in a daily-use moisturiser?

Consider SPF levels of 30 for daily use during spring, autumn and winter. During the summer months, or if you are in direct sunlight for several hours, consider SPF levels of 50 or higher.

How often should you reapply an SPF moisturiser throughout the day?

Reapplying your SPF every two hours is recommended, especially if you’re spending time outdoors. For everyday indoor wear, once in the morning should suffice unless exposed to strong sunlight.

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